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submitted 3 days ago* (last edited 3 days ago) by return2ozma@lemmy.world to c/asklemmy@lemmy.world

As an American I'm curious what it's like if you need to go to the doctor and how much you pay from say a broken arm to general checkup. Also list what country please

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[-] jenesaisquoi@feddit.org 10 points 1 day ago* (last edited 1 day ago)

I don't know what to say, I can't imagine it being any other way.

In Switzerland, it works like this: you choose your deductible, between 300 CHF (~330 EUR) and 2500 CHF (~2730 EUR) per year. Lower deductible means higher premiums and vice versa. A typical premium for a 2500 deductible might be 4000 CHF per year (4360 EUR). The insurance companies are private, and they compete, but, the insurance terms are fixed by the state by law - so it doesn't really matter which insurance company you choose. There is zero bullshit like in the USA where, once you need something, they go "ah well you see on page 32478234 of our terms it says you can get rekt, actually". If you need medical services, you get them. It is the law.

Insurance is compulsory. People who can't afford the premium get subsidies by the state. People who don't earn any money for any reason get the entire premium paid for by social services.

[-] boonhet@sopuli.xyz 2 points 1 day ago

I was going to say that sucks, but then I realized you guys have pretty low taxes compared to ours. Okay, fair.

Do underage, unemployed, retired people, etc, also have to get private insurance though? Because I imagine there are people out there who can't afford that pretty damn expensive insurance.

[-] jenesaisquoi@feddit.org 2 points 22 hours ago* (last edited 21 hours ago)

Yes, see the last sentence of my previous comment. Premiums are either partially or completely covered by the state for those that can't pay them. Also keep in mind that while 4000 CHF might seem expensive, salaries in Switzerland are also quite high. A supermarket cashier makes ~60k, qualified workers twice that.

[-] Ophrys@lemmy.dbzer0.com 5 points 1 day ago

France

Fainted outside while getting a covid test with 40C fever

Ambulance trip to the hospital

Stayed a few hours

0€

[-] BaselessFabric@sh.itjust.works 4 points 1 day ago

UK

I have never paid anything for any kind of medical care. I do pay for my medicine prescriptions, which coat about £10 when I need them, which is infrequent.

They are essentially capped at something like £120 per year if you did need a lot.

[-] Atomic@sh.itjust.works 5 points 1 day ago

Sweden.

I broke my knee at 16. Hospital bill: $0 (because I was under age at the time)

Any consultation with a nurse/doctor follows the standard fee of:~$25

Everyone gets free dental until they turn 26 years old.

My dad recently broke his arm (again). The total bill from the hospital including casting and xray: ~$35

If you have to spend more than ~$200 on medications in a year, you will be capped at that amount and everything above is literally, free.

Same goes for doctors visits but that's a separate ~$200 cap reached independently

[-] lifeinlarkhall@lemmy.world 6 points 1 day ago

Australia. A broken arm no fee. General check up - no fee.

[-] wildwhitehorses@aussie.zone 1 points 1 day ago

Not in WA. $95 for a 10 minute GP consult, but you get ~$35 back from Medicare. It is usually a 2 week wait to get an appointment but a maybe 10 minute wait in the waiting room. Urgent care is ~$180, wait is up to 2 hours. Emergencies are $0 but wait times can vary from 5 minutes to 3 hours. I wouldnt want to do hospital care without private health insurance.

[-] lifeinlarkhall@lemmy.world 2 points 10 hours ago

Oof yeah in fairness I'm low income so I get bulk billed! The wait time can definitely vary. The thing I find is that GPs seem to spread their time over various clinics now so if you want to see a regular one (which I do due to chronic conditions) it can be a wait because they're only in a couple of days a week! That's frustrating.

I find if I just just want to see anyone for something very routine the wait can be anything from a day to a week. That's definitely got worse over the years - I remember as a kid being picked up from school sick and I'd be in with my regular GP the same afternoon 😅

Your urgent care is so much!!!? I'm in Vic. I'm not sure how it works there. Here we have after hour urgent care clinics (quite recent, they only started a couple of years ago and popping up more places slowly) and I've had to go to those twice and again, free. Which I think is for everyone because it's essentially a don't go to the ER, go to these clinics if you're not actually dying lol. I think I waited about 1-2 hours there. The waits no fun obviously but I do like that those clinics exist now, less intense than the ER can be.

I've had to do hospital without private and yeah, it's not great but I don't know what it's like in other countries so hard to compare there. I've also seen others in private and the biggest difference is getting your own room (and if you're getting surgery obviously choice there, I've just never had to have serious surgery!) it still seems like a pretty awful experience.

Mental health public though is a disaster - I did it once very briefly as a teenager and then private (as a public patient, I was very "lucky") as an adult. I'd never do either again but particularly public.

[-] Tollana1234567@lemmy.today 2 points 1 day ago* (last edited 1 day ago)

some insurance( a specific type of hmo) the ambulance is 75/use, and 200/ER visit. this doesnt include TESTS, or Rx, specialists in the er. im using one that has this, because i was earning just enough to not get subsidized healthcare from the state.

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[-] NIB@lemmy.world 3 points 1 day ago

You can do things for free or cheap but some things have so long waiting times, that you opt for private doctors, which can be somewhat cheap, at least in comparison with the US and because there is "competition" with the public system.

[-] tired_n_bored@lemmy.world 3 points 1 day ago

Italy:

Going to doctor is free. Going to hospital is free unless you went for a non-emergency. In that case you may be eligible to pay something like 30€ (if you are poor you pay 0 anyways).

[-] MrSulu@lemmy.ml 3 points 1 day ago

UK resident: it is brilliant. HOWEVER the politicians seek to turn it into a private system by way of a thousand cuts and being paid members of various think tanks and even being on company boards.

[-] NostraDavid@programming.dev 1 points 1 day ago

Netherlands

Good, I'd pay my "eigen risico" of a few hundred EUR - presuming I didn't already spend it before then - but it's slowly getting worse due to mass-migration (3x the historic percentage-points of the total population; that's over 100k added on a population of 18 mil, even when that should be closer to 30k instead, historically speaking).

[-] Pat@feddit.nu 9 points 1 day ago

Sweden.

Pretty decent for anything acute (broken something, dislocated whatchamacallit), but utter dog shit for chronic issues. "Yeah, you have sinus issues, wait 3+ months for ENT" or "Okay, Sertraline's doing shit for you except making you more grumpy, but keep trying with it". So fucking awful that literal WebMD can be better for some chronic conditions.

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[-] Griffus@lemmy.zip 3 points 1 day ago

Norway - I think the basic way you and me think about anything health related are so vastly different, its hard for each of us to comprehend the others mindset.

[-] BluePea@piefed.social 12 points 1 day ago

Living in France

I know someone who had to get a liver transplantation. The surgery was costing something like 300000 euros ( around 350,000 USD ). She could never afford such surgery. She was flown by helicopter to the hospital and back on a around 3 hours trip. Did not pay anything...

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[-] Hadriscus@jlai.lu 10 points 1 day ago

Hi,

(France) for a broken arm or a general checkup you wouldn't pay anything. Actually, for the checkup you would pay upfront (my doc takes 10€) and get reimbursed a few days later.

Don't be fooled, there are constant attacks on this system by the ruling class, they try and nudge the narrative a little bit every day, but it's so entrenched here I keep my hopes up that we won't let it go without a fight.

[-] Comrade_Squid@lemmy.ml 11 points 1 day ago

UK here.

Its better then America, but many fail to see that our NHS wasn't given freely, we struggled for it, and year by year we loose more of it to privatisation. I am currently witnessing one hospital closure in my county, and this is happening across the board. Nhs Waiting lists are a hot topic across the country due in part to years of austerity measures.

[-] Allero@lemmy.today 9 points 1 day ago* (last edited 1 day ago)

Russia

Everyone has free health insurance that covers all procedures, doctor visits, ambulance calls, and most hospitalization cases in the respective government clinics based on where they live.

General physicians are available at any government clinic as needed, regardless of where you are. Other specialists are only available at your main clinic and directed to either by GP or as part of a free 5-yearly checkup. You can book an appointment online, call into the clinic, or come in person to do so. GPs are always available on short notice, and you can get there without booking if you need urgent care. Dentists are also available without booking for urgent cases. Trauma units operate 24/7 and accept without booking.

If you're too sick to come in person, you can also call for a GP to arrive through a unified hotline, regardless of your current location, or even whether you have Russian citizenship or insurance for that matter.

The quality of care itself is highly regionally dependent, but mostly alright. Larger cities like Moscow and Saint Petersburg have it better, smaller, faraway cities have it worse. Queues differ significantly between places and specialists, and can be anything between 15 minutes and 2-3 weeks.

Private clinics exist, prices are bitey, but the quality of care is generally high. Work can offer private health insurance, giving free access to their services.

TL;DR all free (with some paid options), available to everyone, decent quality, acceptable waiting times.

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[-] auzy1@lemmy.world 2 points 1 day ago* (last edited 1 day ago)

I'm at the doctor right now here in Australia

Paid nothing. Paid nothing for my tests too

[-] DankDingleberry@lemmy.world 8 points 1 day ago

amazing. i cant fathom this not being the global norm

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[-] Amberskin@europe.pub 13 points 1 day ago

Spain. I have private health insurance (it’s quite affordable here).

If you are dying, use the public services. They will do whatever it takes (under their material resources) to save you.

If you want comfort and probably reduce waiting times, go private. Public hospitals have long waits for anything that’s not immediately disabling/life threatening.

Example. My dad had a fall at home alone and broke his femur. He used his telemedicine device to call for help. When I got at his home, the paramedics were already there. They stabilised him, put him in ambulance and brought him to a public hospital. The same evening he had a titanium inserted. After five days in the hospital he was transferred to a recovery center.

Guess the cost?

Zero euros.

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[-] zebidiah@lemmy.ca 11 points 1 day ago

i live in Canada and it's a constant struggle to keep it afloat, we have our own brand of braindead morons we call maple maga that actively try to sabotage it at every possible opportunity....

what we do have is pretty good for basic coverage, but it excludes mental and *most *dental, and you still need insurance through work for costs of medicine etc. that being said, all hospital visits, stays, and treatments receive no billings.

just 'getting' universal healthcare isn't enough, you have to fight for it, and you have to fight to keep it.

[-] ShadowZone@lemmy.world 8 points 1 day ago

Austrian here: medical debt does not exist.

Both my boys broke their arms snowboarding (a couple of years between each accident), costs for the first one were none because we went to a regular hospital (including everything from setting the bone to cast to regular checkups, cast removal and clean bill of health report). Son #2 had to go to a private clinic. Which was still subsidized by our national healthcare provider, so I only paid 65€ for x-ray, setting the bone and the cast. Checkup and removal back home were free.

GP visits are fully covered. Some medication is subsidized, but not everything. I rarely pay more than 10€ for a box of pills of any kind, even if I get them without a subscription (for instance sea sickness in my case). Our docs recommend various exams the older you get to catch any budding cancer cells before they can cause too much damage (Prostate exam, Mammogram, Colonoscopy, ...). All covered.

Dental depends. Fillings are covered, if you go for the cheap (bad) ones. Anything beyond that will cost you. Orthodontics depends on age. For kids up to 18yo it's completely free. Adults have to pay. Don't ask me for prices though.

Pregnancy/birth: all covered, including all necessary exams.

If a parent is insured (i.e. employed), their kids are covered as well automatically.

Never in my 45+ years have I ever had to wonder if I could afford a medical procedure. Sure, there's a big lump of money removed from my paycheck every month (minimum employment period is a month, you can't fire people with shorter notice except when they messed up royally). But it's the same for everyone in the same salary bracket (more income = higher share; does not change level of care), and it is a guarantee for social peace.

[-] HrabiaVulpes@lemmy.world 12 points 2 days ago

Poland

My country may be poor backwards post-soviet hole, but social media and news present USA as Fallout-style post-apocalyptic dystopia.

Every member of my family has a family doctor assigned (it's the same one for convenience). This doctor reminds us about mandatory vaccinations and tips us if there are any diseases spreading (for preparation sake). If anyone is seek we can usually schedule visit within a week, and most standard medicines are fairly cheap due to governmental control.

[-] Aerosol3215@piefed.ca 21 points 2 days ago

Canadian here... I had a boss who was American. He would often talk about how the American system was so much better then the Canadian system. This upset me but luckily I could go to the hospital and get my feelings checked for free.

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this post was submitted on 03 May 2026
287 points (98.3% liked)

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