this post was submitted on 06 Oct 2023
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I bought a boat last year and now I want a bigger one....I don't live beyond my means....spend stupidly....
🤯🤯🤯
Homie. You just bought the largest money sink there is. You can drop 20k into your 2k boat and when you turn around and sell it you'll get your 2k back, that's it, maybe. All the amenities are nice, but no one cares if the all the outlets match the drapes - that's why buying either is stupid, financially.
Fences are another good example. They can cost tens of thousands...EASY. In fact if I heard a neighbor fenced even one side of their yard for under 5k id be in shock. They make a place more livable, more comfortable. They increase the likelihood of a sale but they don't increase property value so you're never getting a return on that money.
Be it fences, boats, outlet covers or drapes, those are all emotional purchases. Their value is subjective, so most find when it's time to move on from them theyre the only ones who see that value.
Like go spend 5k on a couch. How much you think your gonna get for that? Or your mattress?
Better live on your next boat if you like life on the water. It's literally the only way I've ever seen anyone who works for a paycheck hold onto a boat. A real boat. The kind that you have to moar and drydock once every few years. Only way.
Dude not everything has to turn a profit, people are familiar with depreciating assets, they are allowed enjoy things though.
Honestly I thought fences was a euphemism because there's no way you think people invest in fences for financial reasons. It's for aesthetics and privacy.
It's a hobby. I'm doing a proper checking to make sure everything is sound and not putting money in for it to look pretty, just to sail around and camp on the water on the weekend. Like I said I'm far from broke.
To be clear, you can have any hobby you want my man, that's cool. You do you. I'm not taking umbrage due to your taste or aesthetics. The part that offends is your condescending attitude towards other peoples spending, while you do one of the most expensive "hobbies" there are. If the contrast isn't striking to you or you think you've earned some next level respect, having risen above the mere mortals and all, well then you just come off quite Antoinette, and as a quick reminder, that's not a good look either.
Don't get me wrong, I'm not saying that's what this is or putting you on blast, I'm just saying it's bringing these vibes to me and putting that on the table. You do with it what you will. If there's something I can tell ya that's universal across cultures, it's lend a hand to help, bring people up with you, and attack up, not down, especially with jokes, opinions and attitudes.
Otherwise you're just a kiss ass for people with more money/power than you. And idk man, some people are comfortable licking boots and kneeling, I don't get it but it is what it is, it's just not something I can quantifying into a price. The rest of us just have to cope, I guess, with owning our dignity, integrity and spines. For some people everything is for sale.
I was merely offhanded mentioning what I was planning on spending the money I've saved by not owing high interest credit card debt. Partly as a way to share my excitement on a minor thing.
I've passed on the boat I looked at today as it's a bit too much work and money to bring up. I try to make sound financial decisions.
Bro Im not trying to add to a chorus of people who're gonna tell you not to have your hobby. I adore everything about sailboats, that being said, the only way I've seen anyone stay on top of the things is by living in it, which maybe you should consider. Mooring costs aren't as high as rent payments are, at least, not yet. Fuck if my wife would agree, that's exactly what I'd do in a heartbeat. Then I'd get the boat ready over a year or two and sail down to Patagonia and try to win over an adventurous penguin.
In a heartbeat.
And props on not carrying debt. Debt is just slavery with more steps. Jesus lost his shit one time in the bible. He even forgave his killers. But the fucking money lenders, the bankers, he fucked their shit up. Based Jesus. If he were around today, after a couple months he'd put down the internet porn, look around and say 'i fucking told you guys 2000 years ago, for fucks sake'.