Every time I cross any street.

I play a game when I drive. I'll look about the driver in front of me and think, what is the stupidest,most irrational traffic decision this person could make? Nutso bonkers NO ONE will do this maneuver in the next 5 minutes.

At some point, I stopped being surprised when a driver would do exactly that. After a lifetime of driving, my mind eventually would tell me, "this one will do what you are thinking. And it shouldn't even be possible according to the laws of physics. But they will try."