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And these necessities are very often procured from stores that pay their employees minimum wage, so it all comes back to what I was saying... But even for people who get paid way more than minimum wage, a significant proportion is living paycheque to paycheque or close to it.
People are coming at you because it sounded like you were saying the poor were poor because of bad financial skills.
well the best way to make money in America seems to be to have money. The more money you already have now the more you can use it to make more money.
Thats probably why poor people stay poor. Not enough to snowball, its all gone ever day.
If you look at my message I'm clearly painting a broad picture, "people are bad at saving money", I never said it only applied to people with lower income. I've known of engineers making 300k/year panicking because 200$ were missing from their paycheque and they wouldn't be able to make their payments... They just own a bigger house and a Porsche instead of renting an apartment and driving a Civic, in the end they have 0$ set aside and if their income goes up they just find more stuff to purchase...
Okay.